Corporate FDs
Corporate FDs are an investment instrument that allows you to earn fixed returns on your investment amount. They are issued by various companies for varying tenures and interest rates. Corporate FDs offer a fixed rate of return that typically ranges from 3% to 9% per annum*, which helps in securing your investment.


What are Corporate FDs?
Corporate FDs are financial products where companies raise funds from investors by issuing FDs for fixed periods, ranging from a few months to a few years. They offer a fixed interest rate on the investment amount, usually paid out either monthly, quarterly, semi-annually, yearly, or at maturity. They are useful in creating potential wealth creation opportunities by earning stable returns. Additionally, corporate FDs provide diversification benefits to your portfolio, reducing your overall risk. They're ideal for individuals who are looking for higher interest rates on their investments as compared to traditional savings instruments.
Benefits of Corporate FDs
-
Fixed returns
Corporate FDs have a fixed rate of return, giving you certainty about your investment returns.
-
Higher interest rates
Corporate FDs usually offer higher returns compared to savings accounts, offering improved returns on your investment.
-
Diversification
Investing in Corporate FDs offers diversification benefits, as they are a safe option in pursuit of returns.
-
Flexible tenures
Corporate FDs offer flexibility in terms of investment tenures, so that investors can choose a term as per their preferences.
Begin your investment journey with InCred Premier today!

Risks associated with
Corporate FDs
-
-
Credit risk
There is a potential risk of the issuing company being unable to meet its financial obligations, resulting in a loss of investment or delayed interest payments.
-
Re-investment risk
Fluctuations in interest rates, especially if interest rates fall, result in lower returns upon reinvestment.
-
Inflation risk
Fixed returns from corporate FDs may not keep pace with inflation, reducing their real value over time.
-
Liquidity risk
Corporate FDs may have limited liquidity, making it difficult to withdraw funds before maturity.
-
Frequently Asked Questions
Insights about the market.
-
Tue, 1 Apr 2025
4 mins
ELSS, NPS, and PPF Under the New Tax Regime: Are They Still Worth It?
Read More
-
Thu, 27 Feb 2025
3 mins
MLDs: Types, features and benefits
Read More
-
Tue, 18 Feb 2025
2 mins
Capital Gains Tax Updates for FY 2026: Key Changes for ULIPs, FIIs, and AIFs
Read More
-
Tue, 4 Mar 2025
3 mins
A complete guide on Unlisted shares
Read More
-
Tue, 11 Feb 2025
3 mins
Budget 2025: A Hidden Tax Relief for Debt Mutual Fund Investors!
Read More
-
Tue, 4 Feb 2025
1 min
Disclosure - HDFC Life Click 2 Achieve
Read More
-
Tue, 4 Feb 2025
1 min
Disclosure - HDFC Life Sanchay Par Advantage
Read More
Our Clients have been
Extremely Satisfied
Start your investment journey with InCred Premier today