Home Our Services Investment Services

Fixed Income Instruments

Explore Fixed-Income Instruments

A fixed-income instrument refers to an investment security that offers fixed returns, typically in the form of interest or dividends, over a specified period. It is suitable for conservative investors, retirees, and income-oriented individuals looking for a low-risk investment option.

what are fixed income instruments


what is a fixed income instrument

What are Fixed-Income Instruments?

A fixed-income instrument refers to an investment security that provides a fixed or predictable stream of income over a specified period. These instruments, issued by governments, corporations, and financial institutions, include options like NCDs, Corporate FDs, Corporate Bonds, SGBs, Tax-Free Bonds, Bonds for Senior Citizens, and High Yield Bonds.

Fixed-Income Instruments

Risks associated with Fixed-Income Instruments

  • Interest Rate Risk

    Changes in interest rates can impact the market value of fixed-income instruments, potentially affecting their liquidity and prices.

  • Credit Risk

    There is a possibility of default by the issuer of the instrument, leading to a loss of principal and interest payments.

  • Inflation Risk

    Fixed-income instruments may beat the inflation by a slender margin resulting in lower real return.

  • Liquidity Risk

    Some fixed-income instruments may have limited liquidity, making it challenging to sell them in the secondary market at desired prices.

Begin your investment journey with InCred Premier today!

Frequently Asked Questions

Insights about the market.

Our Clients have been
Extremely Satisfied

  • My experience with InCred Premier has been nothing short of exceptional. The personalized guidance at every turn speaks volumes about their commitment to meeting the unique needs of clients like myself. Their astute guidance on investment products has not only instilled confidence but also empowered me to make strategic, well-informed decisions aligned with my financial aspirations. The dedication of the team to ensuring client satisfaction adds an extra layer of excellence, making InCred Premier my top choice for navigating the landscape of financial investments.

    4296.jpg

    - Mr. Vijay Chaudhary

    Chairman of Land investment and asset management company

  • Being associated with InCred Premier as a client, I can confidently attest that their service surpasses my expectations. I've found that my Relationship Manager consistently provides guidance that aligns with my investment requirements. Even in situations where specialized knowledge is required, my relationship manager connects me with the experts to address my concerns and queries. InCred Premier truly understands my needs and consistently delivers.

    9714.jpg

    - Mr. Rahul Agrawal

    Co-founder & CIO OF Technology Services Company

  • InCred Premier's approach to shaping a financial strategy is refreshingly straightforward, yet comprehensive. My risk profile and financial objectives were taken into account, to develop a financial plan which provided me with a robust roadmap. Adhering to it diligently has helped me realize some of my financial aspirations already. I genuinely hope individuals in similar financial positions recognize the value of professional assistance provided by InCred Premier in their financial journey.

    2467.jpg

    - Mr. Kushagra Nandan

    MD & Co-Founder of Energy Company

Start your investment journey with InCred Premier today

Thank you for subscribing with us