Disclaimer:
1) Available under Level Cover with Capital Guarantee and Decreasing Cover with Capital Guarantee plan options.
2) With unlimited free Switching. Available under Level Cover and Decreasing Cover.
In Partnership


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Frequently Asked Questions
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You can buy this plan through InCred Premier's partnership with HDFC Life, either online or offline. On our website, you have the option to view and compare the plan's features and benefits before entering your details. We will have a Relationship Manager reach out to you soon.
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The HDFC Life Smart Protect Plan is designed to meet your long-term savings needs while also providing a life cover for protection.
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The available premium paying frequencies for this plan include annual, half-yearly, quarterly, and monthly options.
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No, it is not possible to reduce the policy term and the premium payment term once the policy has been issued. However, you can increase these terms within certain boundary conditions.
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Yes, premiums paid by individuals or HUFs under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961, subject to specified conditions and limits. Additionally, the benefits received from this policy are exempt from tax as per the conditions specified in Section 10 (10D) of the Income Tax Act, 1961.
