HDFC Life Sanchay Plus
An individual non-participating, non-linked savings life insurance plan
UIN: 101N134V24
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Guaranteed1 Income for a fixed term of 10, 12, 25, 30 years or lifelong.
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Tax benefits as per prevailing tax laws3
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Return of total Premium(s) paid at the end of Payout Period2.
Disclaimer
1. Provided all due premiums have been paid and the policy is in force.
2. Applicable for life long and long term income option.
3. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.
In Partnership
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Frequently Asked Questions
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HDFC Life's Sanchay Plus is a savings cum insurance plan that offers guaranteed returns and helps you achieve your financial goals.
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There are four plan options available under HDFC Life Sanchay Plus:
Guaranteed Maturity: This option offers a guaranteed Maturity benefit payable as Lump Sum at the end of policy term.
Guaranteed Income: This option offers a guaranteed regular income for a fixed term of 10 or 12 years.
Life Long Income: This option offers guaranteed regular income up to age 99 years plus return of premium at the end of Payout Period.
Long Term Income: This option offers guaranteed regular income for a long term of 25 or 30 years plus return of premium at the end of payout period.
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Sanchay Plus works by allowing you to invest a lump sum amount or make regular premium payments over a specified period. The plan offers guaranteed additions throughout the policy term and a maturity benefit at the end of the term.
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The key benefits of the Sanchay Plus plan include guaranteed additions, a maturity benefit, life insurance coverage, tax benefits, and the option to choose from multiple premium payment and policy term options.
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The policy term and premium payment option depend on your financial goals, risk appetite, and other factors. It's important to assess your needs and consult with our relationship manager who can guide you in selecting the optimal policy term and premium payment option for you.
